Mascot Creator Toolkit: the only graphic tool you need to create many cartoon character in minutes!!
Sale Page: http://www.warriorforum.com/warrior-special-offers-forum/629970-mascot-creator-toolkit-only-graphic-tool-you-need-create-many-cartoon-character-minutes.html
Product Price: $15
I'm not a graphic designer nor do I know how to use Photoshop but this kit is amazing and not too difficult to use for someone with limited knowledge as mine.
The 109Mb file has everything you need including 3 really helpful PDFs which has a cheat sheet in there as well as advice for those who don't have Photoshop. The Mascot Creator Toolkit original psd files have over 200 format layers, so the cheat sheet is invaluable for me.